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Terms and Conditions

General Advice Warning

Scientiam offers general advice only which means that we have not taken into account your personal or specific goals or requirements. By using Scientiam you are agreeing to make your own decisions and select your own portfolio. The information and tools on this website do not in any way recommend products based on a needs analysis. This information has been prepared without taking into account your objectives, financial situation or needs and you should consider if the information is appropriate for you before making an investment decision. Unless otherwise specifically stated or disclosed, neither Index Fund Advisers Pty Ltd, Pooledfunds Pty Ltd nor any of its Related Companies make any recommendations as to the merits of any investment opportunity referred to in its emails or its related websites. Product disclosure statements for financial products offered through Scientiam can be downloaded from this website or obtained by contacting support@scientiam.com.au or 1300 389 410. You should consider the product disclosure statement before making a decision about the product. All indications of performance returns are historical and can not be relied upon as an indicator for future performance.

Security, Privacy and Risk

  1. We take your privacy very seriously and will only pass your delivery details to third parties when necessary to fulfill your request i.e. to bank, WealthO2 and other third parties contracted to complete your requests. Please read our privacy policy on our website.
  2. You must not upload any type of virus or computer malware onto the website and must ensure that your computer remains safe and does not infect our website whilst you are on the website.
  3. We may provide links on our website to third party products and/or services. We do not promote or recommend these products and/or services to you. If you access these links you do so at your own risk.
  4. We expressly disclaim all liability for your use of this website. Each time you access this website you acknowledge that your use of this website is at your sole risk and you are solely liable for any damage, loss or expense you incur from using the website.

Intellectual Property

All content displayed or comprising the website, including without limitation the images, brand names, trademarks, commentary, website layout and software are subject to intellectual property protection in Australia and internationally. You do not have permission to modify the content on this website, permit unauthorised users to access it (whether intentionally or otherwise) or transmit it to third parties. Any misuse of our intellectual property rights and/or our partners’ intellectual property rights will result in immediate termination of your account and you may be liable for damages.

Website Information

The information contained on our website is uploaded regularly. We cannot guarantee the information to be correct, current or complete as there are a number of factors which affect this information. We accept no responsibility or liability for any inaccuracies or typographical errors on our website.

Notices to you

We may contact you via the contact details provided by you including your email address. You must maintain Your contact details as current at all times.

Applicable law

These Terms are governed by the laws of New South Wales, Australia and the parties submit to the jurisdiction of the courts of New South Wales.

Entire Agreement

These Terms contain the entire agreement between you and us for the use of our website. All and any other understandings, agreements, and representations are hereby expressly excluded.

Privacy Policy

Scientiam abides by the Australian Privacy Principles under the Privacy Act 1988 and the Privacy Amendment (Privacy Enhancement) Act 2012. A copy of the Pooledfunds Privacy Statement may be obtained by contacting team@scientiam.com.au

Things you need to know… IMPORTANT:

Scientiam offers general advice only which means that we have not taken into account your personal or specific goals or requirements. By using Scientiam you are agreeing to make your own decisions and select your own portfolio. The information and tools on this website do not in any way recommend products based on a needs analysis. This information has been prepared without taking into account your objectives, financial situation or needs and you should consider if the information is appropriate for you before making an investment decision. Unless otherwise specifically stated or disclosed, neither Index Fund Advisers Pty Ltd, Pooledfunds Pty Ltd nor any of its Related Companies make any recommendations as to the merits of any investment opportunity referred to in its emails or its related websites. Product disclosure statements for financial products offered through Scientiam can be downloaded from this website or obtained by contacting support@scientiam.com.au or 1300 389 410. You should consider the product disclosure statement before making a decision about the product. All indications of performance returns are historical and cannot be relied upon as an indicator for future performance.