The Basics of Investing
Understanding the basics of investing is a powerful first step toward making smart financial decisions
Six Ways to Boost Your Super
As 2025 kicks off, now’s the perfect time to think about your superannuation and how
Industry Super Funds – Are They That Good?
The Super-Secret is a weekly blog on scientiam.com .au that helps share the truth and
Superannuation Withdrawal Options in Australia
Superannuation Withdrawal Options in Australia Superannuation is one of the most critical components of retirement
Presidential Elections: What Do They Mean for Markets?
Presidential Elections - It’s almost Election Day in the US once again. While the outcome
Quarterly Review: Stock Gains Stay in Focus, but Volatility Moves into the Frame
Quarterly Review: KEY TAKEAWAYS The S&P 500 hit record highs, while the tech-heavy Nasdaq lagged
Portfolios
Scientiam Model Portfolios

Conservative
Annualised Rates of Return
1 yr 10.49
3 years 5.55
5 Years 5.48
10 Years 6.31

Moderate Conservative
Annualised Rates of Return
1 yr 13.75
3 years 6.82
5 Years 6.74
10 Years 7.39

Balanced
Annualised Rates of Return
1 yr 13.75
3 years 6.82
5 Years 6.74
10 Years 7.39
Our Portfolios
At Scientiam we use a a range of risk adjusted portfolios that are aligned to our customers lifestyles, stages and appetitive
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The Basics of Investing
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The Basics of Investing
Understanding the basics of investing is a powerful first step toward making smart financial decisions and securing your future. In this guide, we'll simplify the essentials, making it easy to understand— so you can start building your wealth with confidence. What is Investing and Why
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Six Ways to Boost Your Super
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Six Ways to Boost Your Super
As 2025 kicks off, now’s the perfect time to think about your superannuation and how you can grow it before the end of the financial year. The good news? The 2024-25 financial year brought some key changes that make it easier than ever for working
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Industry Super Funds – Are They That Good?
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Industry Super Funds – Are They That Good?
The Super-Secret is a weekly blog on scientiam.com .au that helps share the truth and uncover some of the myths about superannuation and investing in general. You can access past articles and find out more as well as tune into other content free by registering here.
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Superannuation Withdrawal Options in Australia
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Superannuation Withdrawal Options in Australia
Superannuation Withdrawal Options in Australia Superannuation is one of the most critical components of retirement planning in Australia. However, knowing when and how you can legally access your super is essential to avoid penalties and maximize your retirement savings. In this article, we’ll explore the
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Presidential Elections: What Do They Mean for Markets?
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Presidential Elections: What Do They Mean for Markets?
Presidential Elections - It’s almost Election Day in the US once again. While the outcome may be uncertain, one thing we can count on is that plenty of opinions and predictions will be floated in the days surrounding the vote. In financial circles, this will
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Quarterly Review: Stock Gains Stay in Focus, but Volatility Moves into the Frame
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Quarterly Review: Stock Gains Stay in Focus, but Volatility Moves into the Frame
Quarterly Review: KEY TAKEAWAYS The S&P 500 hit record highs, while the tech-heavy Nasdaq lagged the broader market. The Fed lowered interest rates by a half percentage point, its first reduction since 2020. Small cap stocks outperformed large caps, and value stocks beat growth for
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Howzat?
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Australian Elections and Market
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Australian Elections and Market
Of all the set-piece news events regularly covered by the media, none generates as much noise as a federal election. How much attention should you pay as an investor? Of course, we can all have different political views as individual citizens. Reasonable people obviously can
Our treasured Donors
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