What to Focus on in 2023
Welcome to episode 3 of this series – understanding your superannuation. Superannuation is such an important asset for Australians and it's our mission
What to Make of All the ‘New Year’ Stock Predictions?
Another new year adds another year of so many so-called gurus with stock predictions. Whether it’s a newsletter, Morningstar research, brokers, fund managers
Understanding your Superannuation
So, what is super, and why do I have it, why should I care? At Scientiam, we are here to share the knowledge and make sure all Australians have access to the facts and
New Year Resolutions
With 2023 approaching, Scientiam answers some important questions that are on everyone's minds. The new year is your opportunity to get your finances in order.
Skill or Luck?
If you place 50 active fund managers in the room and imagine that all of them, make up the whole market, the question is, who in this room will outperform?
Can my Self-Managed Super Fund use Scientiam?
Yes, your SMSF can use Scientiam. We use an investment reporting system that can open accounts for any entity as long as it’s an Australian entity and/or resident.
How to use an Online Service for your Super
So, maybe you are over 40, and now have over $100,000 in super and are thinking "how do I get it out of the mess it’s in"? It might be time to try an online super.
Franking Credits Explained
Franking credits are a subject that is generally very confusing for most investors. Australia has a complicated tax system. A few years back it was decided that to
Superannuation in your mid 40’s
Most of us in our mid 40’s are working hard, managing work or a business, and have a busy social and family life. Managing your super and finances come in your priorities
5 Steps to Help you Construct an Investment Portfolio
When establishing or reviewing a portfolio it is important to have a clear process. Here is our clear 5-step process that has stood the test of time.
Lessons from the Past
It’s important to stick to your strategy, ensure you are comfortable and go and relax and do the things you enjoy. Having advised through many market downturns
Are you an Investor or Guesser?
At Scientiam we think your future is way too important to rely on guesswork. That is why we recommend you invest using ‘academic advantage’ rather than